Your 5 things
bad decisions wrote: I'm very happy with my job, and have steadily increased my pay and my bonus structure. My benefits are amazing and I work at one of the most respected companies in my field. So, I'd say #1-- the fish. On 6/7/06, David Still
wrote: > > Would you like: > 1) the fish: (money to pay down your debt) > > or > > 2)to learn how to go fishing (learning to make more money on your own > > Of course #2 involves workign smarter and working harder. > > What would be your preference? > > Dave > > > > hi there, > Your CL post was interesting to read and I was wondering if you ever share > your good fortune with others. To put it quite bluntly, I'm wondering if > you would ever help a complete stranger get out of debt. That stranger > would be me :-) > Here's my problem: > I made the mistake of supporting my husband through school for 6 years (at > times I worked three jobs), and then he left me for another woman (the week > before graduation), after I racked up $36,000 in debt. > Most of the debt came from trying to live on just my income, in Boston, > while paying tuition and buying all the computers, clothes, textbooks and > palm pilots he "needed" to get through school. > Coincidentally, we had just closed on a condo the month he left me. Quite > mistakenly, i thought we would finally be a two income family, maybe have > children, etc... > While I've done pretty well for myself since he left me last May > (negotiated a raise at work), paying a mortgage by myself (as well as the > monthly payments on the credit cards) leaves me unable to reduce my > debt. Also, I don't have enough equity in the house to borrow against or > take out,and the change in interest rates over the last year makes a > refinance impossible. > Worse, I am finally in a healthy relationship with a wonderful man, but I > am afraid he will never want to marry me as I bring so much debt to the > relationship. > I live very frugally, hardly ever go out, don't own a car, cut coupons and > keep the thermostat at 62 in the winter, and have no ac in the summer. yet > nothing helps. > So here I am, asking you to give me $36,000 of your millions so that I can > have a better life where I don't wake up every night in a cold sweat and > snap at my boyfriend for wanting to order a $12 pizza. > I can't offer anything in return except the promise that if I was ever in > a position where I could, I would "pay it forward" and give someone else a > chance at a new start in life. Hopefully I will get there one day. > What do you say? > - Desperately in Debt > PS- Thanks for reading.